SpendGuard connects your statements, transactions, goals, and AI insights to show your true Safe-to-Spend money — not the pretty lie your bank shows you.
Bills, subscriptions, debt payments, and your own savings goals are already quietly claiming your money. SpendGuard subtracts what's already spoken for and reveals what's actually safe to spend.
What your bank app shows in bold at the top.
Subscriptions, rent, transfers, and pending charges you forgot.
The number SpendGuard calculates so you never overspend by accident.
Drop in a CSV or PDF. We parse, dedupe, and stage every transaction for review.
Confirm what's real, edit categories inline, and build a permanent, clean history.
Ask SpendGuard for reports. Chat with the Coach about what-ifs, cuts, and goals.
Pin the reports that matter as tiles on a dashboard you own and arrange.
Six intelligent modules that turn raw transactions into decisions you can act on.
Type a question. Get back structured metrics, charts, and tables — pin the ones you want to keep.
A private strategist that models what-if scenarios and hands you a plan you can execute.
See how cutting a subscription or dialing back food spend changes your 12-month picture.
Silent recurring charges surfaced automatically so you stop paying for what you don't use.
The one number that matters — updated live as new transactions arrive.
Pin reports as chart, table, metric, summary, or mixed tiles. Theme and resize each one.
Ask SpendGuard for a report. Preview it. If it's useful, save it, then pin it to your dashboard as a tile. Nothing shows up unless you put it there.
Food delivery jumped 34% this month. Cutting to 2×/week saves ~$84 monthly.
Reports and scenarios only save when you click save.
Nothing lands on your dashboard unless you pin it there.
Every recommendation is a suggestion — you decide what to act on.
SpendGuard is read-only. It reads your data. It doesn't touch your accounts.
Sign up in a minute. Upload a statement. See your true Safe-to-Spend today.
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